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As a credit broker, we collect and process your information to establish your general suitability against a panel of lender’s product criteria in order to provide you with a loan option. A credit soft search will be conducted; however, this will not adversely affect your credit rating. We will retain your information securely on our system for any future updates and products that we think may be of interest to you. For detailed information please refer to our privacy policy and terms & conditions

Aspire money is a credit broker and not a lender and if you take a product from one of the lenders on our panel, they will pay us a commission once the funds are deposited into your account.

To apply for an Aspire loan you must:


Whether you have an impaired or poor credit history we may have lenders on our panel that may be able to help you based on your circumstances. This is because we have assembled an extensive panel of lenders designed to assist customers of all credit types, from bad or poor credit, to excellent credit scores and even unsecured Homeowner loans.

The lenders on our panel have rates that start from 6.4% for both homeowners and tenants. If you are accepted for a loan, the choice is yours as you are under no obligation to accept that offer. You can complete the process online or speak to a friendly customer service agent, whichever you prefer. At Aspire Money we believe it’s your loan and we are here to support what you decide, 100% of the way.


We specialise in providing customers with a simple and straightforward process. This allows you to make one enquiry to access loan options from a panel of lenders so that you can decide the best option for you.


Complete the online enquiry form.


We will call you to take some additional information which takes just a few minutes.


We will submit your loan enquiry to the lenders on our panel and present you with your options.


You choose the product that’s right for you!

Personal Loans

A personal loan offers you the flexibility to borrow money for almost any purpose. You may choose to take out a personal loan to cover the cost of a new car or improvements to your home, or pay for any unexpected costs or repairs. It can even be used to consolidate existing debts and make repayments more manageable.

Personal loans are also known as unsecured loans, meaning the loan is not secured against your home or any of your assets. Aspire Money has a panel of lenders that offer personal loans to customers based on their individual circumstances.

Unsecured loans are better suited to small amounts of borrowing as they are usually set at a fixed interest rate over a fixed repayment term.

  • A personal loan is not secured against your home or any other assets and the amount you can borrow will typically be lower and have a shorter repayment period. Aspire Money has lenders on the panel that offers loans from £500 to £25,000 over a period of one to five years.
  • Your loan repayments will also usually be a fixed amount each month.

Important points to consider:

  • Personal loans have higher rates of interest than some other forms of borrowing.
  • Although your home may not be at risk, lenders still have the legal right to recover monies not paid on the personal loan.
  • Lenders can arrange for County Court Judgments to be issued against you if the debt is not paid in full.

You will need to repay the amount you have borrowed in full and the additional interest. The interest rates on personal loans vary and are calculated on your individual circumstances. However, our loan calculator, can help you work out the cost of borrowing.

We specialise in finding loan options for customers, so even if you have a poor credit rating, we may still be able to help you find a suitable loan. Lenders on the panel evaluate candidates based on their individual circumstances and will look at factors such as your income and outgoings, as well as any other assets you might have, to help determine your eligibility and whether you can afford the monthly repayments.

Aspire Money Ltd

Contact Address:

PO BOX 15799, Solihull, B93 3GA

Registered Address:

Unit 1, Castle Court 2, Castle Gate Way, Dudley, DY1 4RH

Copyright © Aspire Money 2024 Aspire Money Limited. Registered in England No 06457376, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 681346). DPA Licence Number: Z1262766.

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